Mortgage Blog

What first-time homebuyers can expect with the new tax-free First Home Savings Account

April 6, 2023 | Posted by: Heather Nicholls

Since it was proposed in the 2022 Federal Budget, we’ve learned more details about this exciting new program aimed at helping first-time homebuyers purchase a home. The bill is currently ...

Tax Rule Changes for 2023 and beyond

March 20, 2023 | Posted by: Heather Nicholls

Tax-Free First Home Savings AccountThe Tax-Free First Home Savings Account (FHSA) rules should become effective April 1, 2023. You can contribute up to $40,000 over your lifetime and up to $ ...

Four Ways to Take Control and Thrive in a Challenging Market

March 16, 2023 | Posted by: Heather Nicholls

If you're struggling financially as a result of increased living expenses and interest rates, you are not alone. A lot of Canadians are feeling a little helpless these days, with talk of rising intere ...

Where is the housing market going in 2023?

March 14, 2023 | Posted by: Heather Nicholls

With 2023 underway, and with the Bank of Canada rate being 4.5%, combined with the stress of the increased cost of living on Canadian households, the questions that are on everyone’s minds are&h ...

The lowdown on Mortgage Approval

March 3, 2021 | Posted by: Heather Nicholls

The lowdown on the mortgage approval process Whether you are purchasing, refinancing, or moving your mortgage to a new lender, it’s important to have a clear understanding of the mortgage appro ...

First-time homebuyers can tap their RRSPs to help with a home purchase.

February 12, 2021 | Posted by: Heather Nicholls

Thinking about buying your first home? Wish you had saved up a good down payment? Maybe you have, but didn’t know it. Designed to help first-time buyers get into home ownership, the ...

Should You Spend the Full Mortgage Amount You're Approved For?

June 19, 2020 | Posted by: Heather Nicholls

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

June 12, 2020 | Posted by: Heather Nicholls

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

Strategies to Dig Yourself Out of the Debt Hole

June 5, 2020 | Posted by: Heather Nicholls

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

Why You Need an Emergency Fund And How to Get One

May 29, 2020 | Posted by: Heather Nicholls

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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